Looking to retire in a place where you can feel secure and truly enjoy your golden years? “What Are The Safest Countries To Retire In Outside The USA?” provides you with a guide to some of the most secure and peaceful nations that are perfect for retirees. From the tranquil landscapes of New Zealand to the warm, welcoming atmosphere of Portugal, you’ll discover destinations that offer not just safety but a fulfilling lifestyle. Whether it’s healthcare, cost of living, or community, this article has the insights you need to make an informed decision for your retirement abroad. Have you ever wondered which countries outside the USA are the safest for retirement? If so, you’re in luck! The golden years are a time to relax, explore new horizons, and savor life without the constant grind of the 9 to 5. Safety, however, plays a crucial role in determining the ideal retirement destination. This article aims to shine a light on the safest countries where you can retire outside the USA, focusing on factors such as crime rates, healthcare, cost of living, and overall quality of life.
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Why Consider Retiring Abroad?
Retiring abroad offers numerous benefits, from new cultural experiences to potentially lower living costs. Many retirees seek destinations where the climate is mild, the quality of life is excellent, and, most importantly, the area is safe. But it can be daunting to sift through endless choices to find the perfect destination.
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Key Factors to Consider for a Safe Retirement Destination
Before diving into the list of countries, it’s important to consider the key factors that determine a safe and enjoyable retirement destination.
Crime Rates
Safety often starts with low crime rates. You’ll want to research not only national crime statistics but also those for specific regions within a country. Local crimes like pickpocketing and scams may be common in tourist-heavy cities even within otherwise safe countries.
Healthcare Quality
Access to high-quality healthcare is non-negotiable, especially as we age. Some countries boast top-tier healthcare facilities that can rival those found in the USA.
Cost of Living
Even with a substantial retirement fund, the cost of living remains a primary concern. Places with a lower cost of living but a high quality of life are often more attractive.
Political Stability
Countries with stable governments tend to offer a safer living environment. Political unrest can result in disruptions that may affect your day-to-day life.
Expat Community
Being part of an expat community can provide an additional layer of security and comfort. Fellow expats can offer invaluable advice and support as you settle into your new home.
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Safest Countries to Retire In Outside the USA
1. Portugal
Portugal has been gaining popularity among retirees for its picturesque landscapes, friendly locals, and remarkable safety statistics.
Crime Rates
Portugal enjoys low crime rates, making it one of the safest countries in Europe.
| Type of Crime | Rate per 100,000 People |
|---|---|
| Homicide | 0.6 |
| Theft | 163.8 |
| Assault | 49.1 |
Healthcare Quality
Portugal’s healthcare system is one of the best, offering both public and private options. European Health Insurance Card (EHIC) policies apply here, and many healthcare professionals speak English.
Cost of Living
The cost of living in Portugal is substantially lower than in the USA. Expect to spend around $2,500 per month, depending on your lifestyle.
Expat Community
With a vibrant expat community primarily in Lisbon, Porto, and the Algarve region, making friends and integrating into local society is relatively easy.
2. New Zealand
New Zealand offers retirees stunning natural beauty, a peaceful lifestyle, and a reputation for safety.
Crime Rates
Crime rates in New Zealand are impressively low.
| Type of Crime | Rate per 100,000 People |
|---|---|
| Homicide | 0.8 |
| Theft | 155.3 |
| Assault | 47.2 |
Healthcare Quality
New Zealand offers a high-quality public healthcare system. Residents are eligible for numerous healthcare services, often at a very reasonable cost.
Cost of Living
Though not the cheapest, New Zealand offers good value for money, especially when compared to major US cities. Monthly expenses can range around $2,800.
Expat Community
A welcoming nation with a notable expat community, mainly concentrated in cities like Auckland, Wellington, and Christchurch, ensures a smooth transition.
3. Spain
Spain often scores high on safety and quality of life indices, making it a top retirement destination for many Americans.
Crime Rates
Spain is known for its low crime rates, especially in smaller towns and rural areas.
| Type of Crime | Rate per 100,000 People |
|---|---|
| Homicide | 0.7 |
| Theft | 164.2 |
| Assault | 48.9 |
Healthcare Quality
Spain boasts an outstanding public and private healthcare system. Medical costs are substantially lower than in the United States, and retirees often take advantage of the country’s comprehensive healthcare options.
Cost of Living
The cost of living in Spain is affordable, particularly if you avoid the more expensive cities like Madrid and Barcelona. Average monthly expenses range between $2,200 and $2,500.
Expat Community
Spain has a large expat community, notably in coastal areas and cities such as Valencia, Alicante, and Malaga, making it easier to assimilate and enjoy life.
4. Japan
Japan provides a unique blend of rich culture, modern conveniences, and excellent safety records.
Crime Rates
Japan has one of the lowest crime rates in the world.
| Type of Crime | Rate per 100,000 People |
|---|---|
| Homicide | 0.2 |
| Theft | 124.5 |
| Assault | 29.4 |
Healthcare Quality
Japan’s healthcare system is one of the best globally. The country provides excellent medical services at relatively low costs.
Cost of Living
Japan can be expensive, but it varies significantly by region. Retirees should expect to spend around $3,000 per month, although this figure can be lower in rural areas.
Expat Community
There are thriving expat communities, particularly in Tokyo, Yokohama, Osaka, and Kyoto, which can help make your relocation smoother.
5. Uruguay
A hidden gem in South America, Uruguay is known for its safety, friendly locals, and stable political climate.
Crime Rates
Uruguay enjoys relatively low crime rates, especially in comparison to other South American countries.
| Type of Crime | Rate per 100,000 People |
|---|---|
| Homicide | 7.8 |
| Theft | 220.9 |
| Assault | 60.3 |
Healthcare Quality
Uruguay offers excellent healthcare services, with modern facilities and highly trained medical staff. Public and private healthcare are both available, with private being more widely used by expats.
Cost of Living
The cost of living in Uruguay is reasonable, averaging around $2,200 to $2,700 per month, depending on lifestyle and location.
Expat Community
Popular among retirees, particularly in Montevideo and Punta del Este, Uruguay boasts a welcoming expat community that can make your transition more comfortable.
6. Canada
Our neighbor to the north, Canada, is renowned for its safety, quality of life, and diverse, inclusive communities.
Crime Rates
Canada’s crime rates are low, making it one of the safest countries in the world.
| Type of Crime | Rate per 100,000 People |
|---|---|
| Homicide | 1.8 |
| Theft | 168.3 |
| Assault | 54.0 |
Healthcare Quality
Canada has an outstanding public healthcare system, accessible to all residents. While it’s publicly funded, many retirees opt for private health insurance to cover additional services.
Cost of Living
Although the cost of living is higher in cities like Toronto and Vancouver, smaller cities and towns offer more affordable options. You should budget around $2,800 per month, depending on lifestyle and location.
Expat Community
Canada is incredibly welcoming to expats, with large communities in cities such as Toronto, Vancouver, and Montreal, providing ample opportunities for social connections and support.
7. Austria
Austria combines breathtaking landscapes with high safety standards and a superior quality of life.
Crime Rates
Austria has low crime rates and is considered one of the safest countries in Europe.
| Type of Crime | Rate per 100,000 People |
|---|---|
| Homicide | 0.5 |
| Theft | 143.1 |
| Assault | 44.3 |
Healthcare Quality
Austria’s healthcare system is top-notch, featuring both public and private options. The country is known for its excellent medical facilities and professionals.
Cost of Living
The cost of living in Austria is relatively high, particularly in cities like Vienna. Monthly expenses range from $2,800 to $3,200.
Expat Community
Austria has a welcoming expat community, especially in Vienna, which can ease your transition and help you feel at home.
8. Costa Rica
Costa Rica is famed for its incredible biodiversity, friendly locals, and high level of safety, making it an excellent retirement destination.
Crime Rates
Costa Rica enjoys a relatively low crime rate, particularly in comparison to other Central American countries.
| Type of Crime | Rate per 100,000 People |
|---|---|
| Homicide | 11.3 |
| Theft | 210.4 |
| Assault | 64.1 |
Healthcare Quality
Costa Rica offers high-quality healthcare services through both public and private systems. Medical care is affordable, and many doctors are trained in the USA or Europe.
Cost of Living
The cost of living is moderate, with average monthly expenses around $2,500, although this can vary based on location and personal lifestyle.
Expat Community
Costa Rica has a thriving expat community, particularly in the Central Valley region and the coastal areas, which can help you acclimate to your new surroundings.
9. Singapore
Singapore is renowned for its cleanliness, safety, and modern amenities, making it an attractive retirement destination.
Crime Rates
One of the safest countries in the world, Singapore’s crime rates are exceptionally low.
| Type of Crime | Rate per 100,000 People |
|---|---|
| Homicide | 0.3 |
| Theft | 115.6 |
| Assault | 28.5 |
Healthcare Quality
Singapore’s healthcare system is world-class, offering state-of-the-art medical facilities and highly skilled professionals.
Cost of Living
Singapore is one of the more expensive destinations on this list, with a cost of living that can easily reach $3,500 per month. However, the quality of life and amenities often justify the cost.
Expat Community
With a large, diverse expat community, especially in city areas, making new connections and finding support is relatively easy.
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Final Thoughts
Selecting the safest country to retire in outside the USA comes down to your unique needs and preferences. Whether you prioritize low crime rates, high-quality healthcare, or a vibrant expat community, there’s a perfect destination out there for you. To make your decision process easier, consider visiting these countries, getting firsthand experience, and talking to fellow retirees who have made the move.
Remember, your retirement years should be filled with peace, adventure, and joy. Choosing a safe, appealing location can help ensure you enjoy this exciting chapter of your life to the fullest.
Safe travels and happy retirement planning!
